Instant Loan
2.1Personal Account, which comprises of the Personal Current Account and Personal Savings Account;
2.2Priority Account, which comprises Priority Current Account and Priority Savings Account.
Account Type | Minimum Amount | AMB |
---|---|---|
Personal Current Account | RM1,500 | N/A |
Priority Current Account | RM10,000 | RM20,000 |
(a) Personal/Priority Current Account:
Fee waiver on withdrawals via MEPS and HOUSe ATMs and on Interbank GIRO fund transfers via ATMs.
(b) Personal/Priority Savings Account:
Additional interest of 1% on balances. Minimum balance of RM1 must be maintained to earn interest. Interest is calculated on simple interest calculation and accrued daily. Base interest earned will be credited at the end of each month, while additional interest earned will be credited at the end of the following month.
NOTE
Additional interest of 1% on balances. Minimum balance of RM1 must be maintained to earn interest. Interest is calculated on simple interest calculation and accrued daily. Base interest earned will be credited at the end of each month, while additional interest earned will be credited at the end of the following month.(i) The minimum deposit required for you to be eligible for the transaction fee reimbursement and the additional interest on balances in your Personal/ Priority Savings Account in any month is based on the type of Account you hold on the last day of that month.
(ii) For example, you open a Personal Current Account on 8 January and on 20 January, upgraded your account to a Priority Current Account. The minimum deposit amount you need to be eligible for the transaction fee reimbursement and the additional 1% p.a. interest is RM10,000. Alternatively, you must maintain an average monthly balance of RM20,000 in your Priority Current Account.
(iii) Normal transaction fees will be charged at the time of the transaction and will be reimbursed to your account the following month. No fee reimbursements and additional interest will be made if you close either your Current Account or Savings Account.
(iv) If you do not fulfill the monthly deposit requirement in any month, the normal fees for MEPS and HOUSe ATM withdrawals and Interbank GIRO fund transfers via ATMs will apply during that month. These fees are set out in our Tariff of Fees and Charges, which is available on our website
AMB is calculated as follows:
AMB (New Account) | = |
Total of day-end balances in the account from account opening date to month end Number of days for which the account was open in the month |
AMB (Existing Account) | = |
Total of day-end balances in the account every day in that month Number of days in that month |
Example: Ms B opens her account on 22 July 2013. The total of day-end balances in her account in July 2013 is RM250,000. Ms B’s account has been opened for 10 days in July 2013. The AMB in that account for July 2013 = RM250000 / 10 days = RM25000.
8.1Fee waiver for cash withdrawal at any Visa/Plus or MasterCard/Cirrus network ATMs worldwide; and
8.2Fee waiver for international funds transfer (outward telegraphic transfer) within the Bank network